Post Thumbnail

IBM predicts triumph of generative AI in 2025

IBM has published its annual forecast of technological transformations in the global financial industry, predicting radical changes in the banking sector due to the implementation of generative artificial intelligence in 2025.

According to the IBM Institute for Business Value report, the banking industry is on the verge of massive changes. While in 2024 only 8% of banks systematically developed generative AI, and 78% used a tactical approach, in 2025 there is expected to be a transition from pilot projects to full-scale implementation, including agent artificial intelligence.

“We are observing significant changes in how generative AI is being implemented in the banking industry. Financial institutions are moving from broad experimentation to a strategic corporate approach with a priority on targeted application of this powerful technology,” noted Shanker Ramamurthy, Global Managing Director of IBM Consulting for Banking and Financial Markets.

The study identified several key trends:

– 60% of banking CEOs recognize the need to accept a certain level of risk to leverage automation benefits.

– More than 16% of clients worldwide are ready to fully transition to digital banking without physical branches.

– Competition is shifting from mass digital offerings to high-value-added services, including embedded financial and advisory services.

The analysis is based on data from eight major markets – USA, Canada, European Union, United Kingdom, Japan, China, and India. IBM predicts that in 2025, banks’ efforts will focus on using generative AI to improve customer service, increase operational efficiency, reduce risks, and modernize IT infrastructure.

Autor: AIvengo
For 5 years I have been working with machine learning and artificial intelligence. And this field never ceases to amaze, inspire and interest me.

Latest News

Cursor AI saved career: 4,000 lines of code 6 hours before presentation

A programmer from India found himself on the brink of professional catastrophe, but artificial intelligence literally saved his career. Faced with the strongest emotional burnout, the developer for a whole month only imitated work activity, without writing a single line of code. He simply didn't work. But received money.

37-year-old ex-Google employee created $1 billion business without investors

The rapid rise of Surge AI company in the data annotation industry for artificial intelligence is impressive! 37-year-old founder Edwin Chen previously worked at Dropbox, Google and Twitter. And then, relying exclusively on his own funds, he built his business. Which serves the most influential players — Google, OpenAI and Anthropic.

Foxconn humanoids will create a closed loop of Nvidia chip production

Fantasy becomes reality. Robots will start producing Nvidia chips! Nvidia head Jensen Huang is right now conducting negotiations with Taiwanese engineers from Foxconn about implementing humanoid robots at their new factory in Houston.

Browser Dating matches couples based on browser history from 5,000 queries

Artificial intelligence will find you a partner based on your browser history! How do you like such a promise? The Browser Dating service writes that it completely rethinks the process of searching for your other half, betting on your real interests. And not on filtered selfies.

Intel will replace marketers with Accenture AI by July 11 after losing a third of revenue

Intel is betting on artificial intelligence instead of people! And new Intel head Lip-Bu Tan is launching a digital revolution in the company. The marketing division is moving under Accenture management — a company that actively uses machine learning algorithms for customer interaction.